Terms and Conditions

The information contained in this web site is of a general nature only. It has been designed and written without taking into account your personal or particular financial needs, circumstances, objectives or expected outcomes and should not be construed or misinterpreted as legal, professional or financial advice.

Before acting on any information contained in this web site you should consult Lifewealth Pty Ltd, Lifewealth Partners Pty Ltd or other professional advice.
The site is designed and written in relation to financial services in an Australian context and will not be relevant to persons outside of Australia. Whilst all reasonable efforts are made to ensure that the information contained herein is accurate and reliable the parties make no representation or warranty regarding the correctness or reliability of the information provided.

This web site contains links to other web sites operated by third parties (“Third Party Web Sites”). The Parties are not responsible for and make no representations concerning the condition and content of Third Party Web Sites, or the information, graphics and material on those Third Party Web Sites.

By accessing our website you agree to be bound by the terms and conditions below. These terms and conditions are subject to change. Changes to these terms and conditions will be notified by posting them to this website. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE!

This website and information and services referred to in this website are directed to and available for Australian residents. This website is made available in Australia through Lifewealth Pty Ltd, ABN 79 100 448 182 and AFSL No. 279615 and Lifewealth Partners Pty Ltd, ABN 11 093 428 034 and Tax Agent No. 7413 7007.

Unauthorised Use

The Lifewealth Group Website is provided for your personal use unless Lifewealth Group expressly agrees otherwise. Unauthorised use of the Lifewealth Group Website including, but not limited to unauthorised entry into Lifewealth Groups’ systems, misuse of passwords, or misuse of any information posted to a Website, is strictly prohibited.

Privacy

Lifewealth Group is committed to protecting your privacy and the confidentiality of personal information we already hold, or will collect and hold, about you. By using this website you consent to the use of your information as provided under our Privacy Policy.

General Advice Only

Any advice that may be contained in the Lifewealth Group Website is general advice that has not been tailored to any particular client. Such advice has been prepared without consideration of anyone’s specific objectives, financial situation or needs. Accordingly, you should, before acting on any such advice, consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If any advice or information contained in either our Commentary or Research relates to the acquisition or possible acquisition of a financial product in respect of which there is a Product Disclosure Statement or a Prospectus, then you should obtain that Product Disclosure Statement or Prospectus for that financial product and read and consider it carefully, before making a decision about whether to acquire the financial product.

Commentary and Research

The statements and observations about securities on the Website pages are not to be considered as Research unless they feature the Research banner and an analyst certification. Contributions to the website from our investment team (Commentary) are intended to provide commentary, information or personal views of the team member only. The currency and relevance of Commentary and Research may be of very short duration and may have passed by the time you read it.

Illegal Activities

You agree that: (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you have with Lifewealth Group (ii) in circumstances where locations of the Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorised individuals.

Disclaimer of Liability

The materials on the Site have been prepared for general information purposes only. Lifewealth Group and its respective directors, officers and agents:

  • Exclude, to the maximum extent permitted by law, all express or implied warranties of any kind in relation to any information or materials on the Lifewealth Group website;

  • Are under no obligation to update or correct any information or materials on the Lifewealth Group website;

  • Don’t warrant the accuracy of content of this website other than liability which cannot be excluded and any rights which a person may have under the Trade Practices Act 1974 (Cth);

  • Disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person’s dealings with them or by use of the Site whether that loss or damage is caused by any fault or negligence on the part of Lifewealth Group, its directors, officers, employees and agents.

Limitation of Liability

Lifewealth Group will not be liable for any delay, difficulty in use, computer viruses, malicious code or other defect in this Website any incompatibility between the Website and the user’s files and the user’s browser or other Website accessing program, or any other problems experienced by the user due to causes beyond Lifewealth Groups’ control.

You agree to fully indemnify and hold Lifewealth Group harmless against all and any loss, costs, expenses, demands or liability (including legal costs on a full indemnity basis), expenses, demands, actions, proceedings and liabilities, whether direct or indirect, reasonably incurred or suffered by Lifewealth Group as a result of a breach by you of your obligations under this agreement or any wilful, unlawful or negligent act or omission by you.

Links to Other Websites

Links to Websites outside of Lifewealth Group are provided only as pointers to information on topics that may be useful to users of the Lifewealth Group Website. Lifewealth Group has no control over the content on such Websites. If you access such websites via links on the Lifewealth Group Website,  makes no warranty, either express or implied, concerning the content of such Websites, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does Lifewealth Group warrant that such Websites or content are free from any claims of copyright, trademark, or other infringement of the rights of third parties, or that such Websites or content are devoid of viruses or other contamination.
Lifewealth Group does not guarantee the authenticity of documents on the Internet. Links to external Websites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such Websites, or any representation regarding the content at such Websites.

Copyright Notices

The works of authorship contained in the Website including but not limited to all design, text, sound recordings, and images are owned, except as otherwise expressly stated, by Lifewealth Group. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without Lifewealth Group prior written consent.

Governing Law

The user’s access to and use of the Website, and the terms of this disclaimer are governed by the laws of Victoria.